Financing

Your Austin, TX dentist, Dr. Ernesto Carmona, Jr.

Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions.

Lending Club Patient Solutions offers:

• Plans with low fixed rates & low monthly payments that never change over the life of the loan
• Patient-friendly, True No-Interest Plans with no retroactive interest
• No upfront payments
• No prepayment penalty

It’s easy to calculate your potential monthly payments. Simply complete a short application that displays fixed rates and monthly payments available for Extended Plans, all without impacting your credit score.

For more information, simply ask a team member or visit Lending Club Patients.

CareCredit offers:

• No Interest if Paid in Full within 6 or 12 months*
• Optional Equal Monthly Payments

For more information, simply ask a team member or visit CareCredit.com

At Austin Prosthodontics, we partner with Cherry to make dental care more accessible and stress-free. Here’s why Cherry stands out compared to traditional financing options:

No Deferred Interest

• Cherry never uses deferred interest.

• With true 0% APR, if a payment is late, interest is only applied to the remaining balance—not the entire original amount.

• This protects you from retroactive penalties.

Example:

• A $2,000 treatment with $1 unpaid on day 365 would cost only pennies in interest with Cherry.

• With deferred-interest plans from other companies, the same scenario could trigger over $400 in interest, just for being a day late.

Soft Credit Check Only

• Cherry runs soft credit checks, so applying won’t affect your credit score.

• Cherry is a buy now, pay later plan, not a credit card.

In contrast:

• Many other financing companies or credit cards require hard credit checks, which can lower your credit score.